This is a Seattle based US insurance company and  it was started in the year 1923 by Mr. Hawthorne K. Dent. This company has over 3000 employees and it was recently bought by Liberty Mutual Insurance company for a whopping amount of $ 6.2 Billion. This is a 89 years old company and has got branches all over USA.

Safeco works on this following basic framework to give higher level of customer service and satisfaction.

• 24 Hours call center facility which gives added flexibility to customers  to get in touch with the Safeco representatives  in order to get their claims money faster.
• Speed is the essence mantra of  Safeco and as a customer your queries will be answered/resolved in a short period of time.
• If you hold a policy, and you want to check the status of your claim, Safeco website has a facility where you can check the status of your claim, you can reach that page by clicking here.

1. Auto Insurance
2. Home Insurance
3. Motorcycle Insurance
4. Boat Insurance

Other than these above four, they are also dealing with

1. Condo unit owners insurance
2. Umbrella Insurance
3. Landlord Protection Insurance
4. Business Insurance.

To find an Safeco agent they have provided an url in their website where you can find out an agent of this insurance company. Here it goes Find a Safeco Insurance Agent. One thing great about Safeco insurance is the speed and high quality customer service.

Reason # 1 –  Flood Damages can be caused Anywhere.

One often heard argument against buying flood insurance is that it is not required in areas, which are low flood prone or that floods do not cause damages everywhere. However, nothing is farther from the truth. Floods have the inherent ability to travel quickly and can in one sweep cause long lasting damages in places at an elevated level or at those places which have not been affected by flood before.

Reason # 2 – House: The Most Expensive Asset

Most people spend a sizable chunk of their earnings and savings in buying and owning a house. While a house is definitely an asset, a flood can cause damages repairing, which would be very expensive. Further, if the house has been bought on a loan and hasn’t been repaid yet, then the financial burden on the owner increases. Buying flood insurance would take care of the costs involving the repair works.

Reason # 3 – Federal Support Not Always Possible

Flood relief will be provided by the Federal Government only if the President of The United States declares a particular flood as a national disaster, which is not always the case. Only in the case of a national disaster, all the costs involved in repairing the damages caused by the flood are taken care of by the Government else the financial expenses have to be borne by the owner.

Reason # 4 – Home Insurance Does not cover Natural Calamities

The normal home insurance taken by most of the house owners does not cover natural calamities like landslides, floods, avalanches, earthquakes and tsunamis. A rider policy has to be taken along with the regular policy in order to cover disasters caused by the nature. Generally, the rider clause is never discussed by insurance companies as the buyer never asks for it.

Reason # 5 – Flood Insurance covers more than just Structural Damages

A flood insurance not just covers the structural damages caused by the floods but also covers loss of individual property due to flood. The list of personal property is the one which is excluded by the dwelling property like furniture, furniture, household equipments, electronic devices, etc.

Overall, it can be said that buying flood insurance is a prudent decision and a low premium to pay for a lifetime asset like a house..

Safe Auto insurance approach is very unique because the will directly approach the customer for the auto insurance and they don’t middle man to sell safe auto insurance coverage. instead they approach through television, radio and print advertising.

Website: www.safeauto.com

Rsponse Insurance motto is their customers are their most valuable asset and they value their relationship with response insurance company. They can provide them very best rates and services.

Website: www.response.com

Regence is the largest health insurer company in Northwest and Intermountain region, serving members as Regence BlueShield of Idaho,Regence BlueCross BlueShield of Oregon, Regence BlueCross BlueShield of Utah and Regence BlueShield in Washington. Each plan is an independent licensee of the Blue Cross and Blue Shield Association.

Website: www.regence.com

They have built company on proud heritage of life insurance and asset management expertise. they offer individual and institutions life insurances in United States, Asia, Europe, and Latin America a wide array of financial products and services.

Website: www.prudential.com

Website: www.progressive.com

principal financial group of products and services includes retirement solutions, life and health insurance, wellness programs, and investment and banking products through diverse family of financial services companies and national network of financial professionals.

website: www.principal.com

New York life insurance company was stared in 1845 from their they built their reputation through fulfilling financial promises to their customers. New York Life is one of  the very few that is not publicly traded. that’s because of they were owned by policyholders. their decision to remain mutual is supported by prudent management and innovative product development.

website: www.newyorklife.com

The provide insurance like Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, Motorcycle Insurance, Farm Insurance, etc.

website: www.nationwide.com